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The USDA Rural Development Loan allows you to purchase in designated rural areas with little to no money down. Plus, friends and family can help you cover your closing costs or other expenses.

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Apply for a USDA Rural Development Loan

Getting started is easy! Our online application streamlines the process from start to finish. Submit documents and get updates on the status of your loan, all without leaving the comfort of your own home. Prefer to apply over the phone? Give us a call at 800-353-4449.

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USDA Rural Development Loan - 30-Year Fixed-Rate
Effective Date: November 24 2021
RateAPRPointsPayment
3.250% 3.601% 0.625 $440.21
3.375% 3.686% 0.125 $447.10
3.500% 3.802% -0.375 $454.04

Assumptions

FHA

Great for first-time homebuyers who need a low down payment or those with less than perfect credit.

Right Choice Home Loan

Offers you flexible credit options and a low down payment.

Home Renovation Loan

Allows you to combine home improvements with your purchase so you don't need to take out two loans.

Hobby Farm Loan

The right choice if you're looking to raise livestock or grow crops on your property for fun.